Pet insurance is inherently designed to help you when you need it most to take care of your pet. But there are a few simple ways to make sure you’re getting the absolute best value out of this medical golden ticket for your furry friend.
There are so many incredible benefits associated with pet insurance. However, you can unlock even more comfort and care by taking a few proactive steps. Yes, it takes a little effort on your part, but your pet’s health and wellbeing are worth it!
If you’re ready to get the most out of your pet insurance, you’ve come to the right place. Here’s how you can maximise your cover and take care of your pet like a super pet parent!
1. Get with the Lingo
As pet parents, it’s easy to assume we know all the terminology that comes with pet care… until we don’t. The most successful pet owners are those who stay curious and keep learning.
Understanding the terms and phrases commonly used in pet insurance can make all the difference when it comes to using your policy effectively to take care of your pet.
Knowing what things like “waiting periods,” “routine care,” or “pre-existing conditions” mean can help you avoid surprises and take advantage of every benefit your plan offers.
By the way, if you are looking for pet insurance that keeps things as simple as possible, with no confusing lingo, look no further than Oneplan Pet Insurance.
2. Opt-In for an Easy Claims System
When shopping for pet insurance, it’s tempting to go for the cheapest monthly premium, but that’s not always the smartest choice.
A big factor to consider is how easy it is to get your money back when you claim.
A complicated or slow reimbursement process can turn an already stressful vet visit into a nightmare. Look for insurers who make claims quick and simple — the faster the turnaround, the better. Even better, get paid before you see the vet. Read this to find out how.
3. Choose Your Own Vet
Just as you likely have a trusted family doctor, your pet deserves the same level of personalised care. Selecting a pet insurer that allows you to choose your own vet ensures your pet gets consistent, familiar treatment from someone who truly understands their medical history.
That comfort and trust between vet and pet (and owner!) can make all the difference in both care quality and peace of mind. A vet that is familiar with your fur baby can take care of your pet the best. Make sure you know whether the pet insurance you choose allows you to pick any vet or find out whether your preferred vet is part of their vet network.
Related: Vet Visit Tips: From Scheduling the Appointment to the Day-Of
4. Understand Hereditary Illnesses
Being a great pet parent means being proactive about potential health risks. Take a moment to research hereditary illnesses common in your pet’s breed.
Knowing what to expect helps you make smarter healthcare choices and ensures your insurance covers what you may need down the line.
Failing to understand these risks could leave gaps in care but armed with the right knowledge, you can use your insurance to its fullest potential and avoid unnecessary costs.
Discover: What Happens If I Buy Pet Insurance After My Pet Gets Sick?
5. Prioritise Routine Cover
It’s surprising how many pet insurers don’t offer routine or wellness cover, but this type of benefit is crucial.
As a responsible pet parent, make sure your plan includes preventative care such as dental cleanings, vaccinations, and checkups. Routine cover helps you catch issues early, making treatment more effective and affordable.
If your vet discovers something serious, having this coverage in place means you’ve likely caught the problem before it escalates, and your pet will thank you for it!
Take Care of Your Pet with Pet Insurance
Pet insurance does most of the heavy lifting for you, but it works best when you do your part to take care of your pet too. Stay informed, stay proactive, and always make sure your plan offers the coverage your pet truly needs.
By following these simple tips, you’ll not only be a more responsible pet owner, you’ll also get the most out of your pet insurance.
Yours In Not-So-Average Pet Advice
The Petinsurance.co.za Team
#NotYourAveragePetAdvice


